Retirement Plans

I’m not sure if this will be surprising but Ane and I have been talking about retirement with our friends. We’re just in our early 30’s and I can’t tell whether other people of the same age group are also concerned about the future, or at least what happens when we retire. The discussions we’ve been having almost always end with this point: it is never too early to invest in a retirement package, whether on a pension plan, stocks, 401K or other annuity plans like the ones found in Annuityadvantage.com. I actually checked out some of the rates and requested for annuity quotes but everything still seems too huge to grasp. Maybe Ane and I will have to sit down and discuss further.

Merry Christmas!

I am greeting early as I will be offline most of the time for the next few days. We have to attend to a lot of family gatherings and activities in Bulacan and Malabon.

From my family to yours, MERRY CHRISTMAS! May you have Peace, Joy and Love in your homes and in your hearts.

2013 Projects

Since I was able to do the Photo-a-day project from December 2011-November 2012, I plan to take a few steps up and commit to more memory-keeping projects in the coming year. I have two one-liner journals on hand, and I’ve decided to continue doing PAD. There’s Instagram for random daily pictures and of course K’s quotable quotes that I also post in IG. I also downloaded a gratitude app which I started last month. I feel like I’m going to stress over these projects but I’m keeping my eye on the prize: that my girls will remember the days of their childhood through my memory. I also plan to write letters to my girls.

And that’s not all. I also plan to learn new skills. It may not be on the levels of gourmet cooking, but I plan to practice calligraphy and probably some sewing. With these in mind, 2013 sure seems busy.

No Children on Front Passenger Seat

The local government of Quezon City has passed an ordinance on November 27 that sanctions motorists for allowing infants and small children younger than six years old on the front passenger seat of a moving vehicle. Fine may be as much p3,000 plus suspension of driver’s license. The city ordinance is to be enforced 15 days from the said date. The rest of the news article is here.

I think this is good step for the QC government, and I say it’s about time they enforce this. I don’t know if other cities have this already but it would be nice if the whole country will have the same strict enforcement of this one – not because it is part of the seatbelt law but more on letting parents realize that it is never safe to let children ride shotgun.

Horse-back Riding

A few weeks ago, we went on an impromptu trip to Tagaytay. The plan was just to hear mass at the Pink Sisters’ but we ended have staying longer in the area than expected. We brought K to look at the horses. I wasn’t sure yet if she would like to ride. I was more concerned if K will like to ride or if she decides to ride, will she stay on until the time’s up. Well, we weren’t able to convince her right away but when she heard that Daddy Lolo would ride with her, she obliged. And she enjoyed it! Maybe we’ll bring her there again soon.